Mortgage Plainly

Mortgage calculators

Calculators for the math behind a home loan: the full monthly payment with taxes, insurance and mortgage insurance, a month-by-month amortization schedule, how much house an income supports, when a refinance pays for itself, what extra payments save, and renting versus buying. You enter the rate; we show every formula.

CalculatorAmortization scheduleInterest, principal and balance for every payment.CalculatorExtra payment calculatorNew payoff date and interest saved from extra payments.CalculatorAffordability calculatorPrice range from income, debts, cash and a DTI limit.CalculatorMortgage payment calculatorPrincipal, interest, taxes, insurance, PMI or MIP, and HOA.CalculatorRefinance break-evenMonthly savings, break-even month and lifetime cost.CalculatorRent vs buy calculatorBuyer's equity versus renter's savings after N years.
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